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The Best Easy To Read Financial Books For Beginners
Are you looking to improve your finances and change your life forever?
Because yay! I am sooooo happy for you.
I know how big of a deal it is to make a change to your finances because bad finances can affect so many aspects of your life – not just your bills.
But learning all the things there is to know about money like budgeting and debt payoff can also be really overwhelming.
So overwhelming that a lot of times we just don’t do anything about it because we don’t know where to start.
So I thought it would be a really good idea to share with you all the books that I have enjoyed reading about personal finance over the last 5 years.
These are the very books that started everything for me and my family and is the sole reason we have been able to pay off debt, build an emergency fund, and save for a house.
As a side note….
I know that not everyone has the time to sit and read every day. As a fellow mom here I get it.
BUT fun fact – the very first book I ever read about personal finance was actually a free audiobook credit that I had gotten from Audible for signing up for a free trial.
I listened to the entire book of Total Money Makeover in one day as I folded laundry, took care of the kids, and ran errands. Let me tell you, I was SO motivated.
And I can almost guarantee that if it made me super motivated I am sure it will for you too.
The Best Books To Start Learning About Personal Finance Are:
The Total Money Makeover was the very first personal finance book I ever read 5 years ago when I was looking for ways to get rid of our crippling debt.
Dave’s amazing storytelling approach makes personal finance interesting and easy to understand even if you have no clue about how to budget.
and If you really want the complete dave experience I highly suggest listening to it on audio.
Trust me – it is so much better.
This book really speaks to beginners about conquering debt, living on less, and spending every dollar on purpose. He outlines all 7 baby steps which are the exact principles we still live by today.
We were able to pay off $26,000 while living on one income all thanks to the principals in this book. This is an absolute must-read for any beginner budgeter.
The Broke Millenial is an awesome book for people looking to navigate their finances in their 20’s and early 30’s. This book offers practical and relatable step by step advice for breaking the paycheck to paycheck cycle once and for all.
This book is filled with hilarious personal stories surrounding money as well as how to recognize bad mental blocks you have around money and how to overcome them.
If you are looking for a book that makes you feel like you are getting financial advice from a best friend this is totally the book for you.
Get a financial life is the perfect personal finance book for people who typically find themselves bored silly reading about personal finance.
Although this book is geared towards people who are in their 20’s and 30’s I think this information is still great for anyone at any age looking to learn the basics in an easily digestible way.
So many people today are trying to navigate this uncertain economy all while they struggle with massive student loan debt, high rent, and non-existent savings. The stress is real.
If you are looking for an overhaul on all things personal finance including debt, renting, taxes, retirement, home buying and more this is the book for you.
The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know By Michele Cagan
As a visual person myself this book definitely spoke to my soul. The infographic guide to personal finance is like having a visually appealing quick guide for the moments you want to revisit the information fast.
This guide covers everything such as what percentage of your income should go towards needs, wants and savings, strategies for dealing with student loan debt, home buying tips, and more.
If you find reading about personal finance overwhelms you grabbing something like this is a great way to learn the information in a short sweet and to-the-point kind of way.
Personal Finance QuickStart Guide: The Simplified Beginner’s Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom (QuickStart Guides) by Morgen Rochard
The Personal Financial Quickstart Guide is different from most personal finance books because it addresses the psychological side of how you think about money.
This book teaches you how to use your positive traits to develop plans that make the best use of your money and how to modify negative ones that may hinder you.
A diagram is provided that explains how your thoughts lead to certain behaviors which then leads to the results.
This book is unique because it really brings out the personal side of your personal finance.
This book provides a hands on approach to money including worksheets that help you create financial goals, questionnaires, and even a few homework assignments that really involve you in changing your financial life.
If you’re looking for a personal finance book that is like a self paced college course about money this book is it!