Last Minute Ways To Save On Christmas When You Haven’t Saved Anything

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Last Minute Ways To Save On Christmas When You Haven’t Saved Anything


Does the Christmas season have you in a panic because you haven’t saved anything? Are you worried that you won’t have enough funds to get through the holiday season? If so I’m here to tell you it’s going to be A-Okay!

While it’s definitely more ideal to save for Christmas throughout the entire year and a whole lot less stress, the truth is you need solutions NOW, right?

To start off your Christmas savings with a BANG Amazon is offering a FREE $15 coupon off of a $30 purchase for first time users on their shopping app. That’s a 50% savings right there and is definitely not something you want to pass up on. You can go HERE for more information to see if you qualify for the credit.

Use Cash

Using cash is honestly the best way to spend money especially when you have limited funds. By using cash you become much more intentional about what exactly you are buying. It’s impossible to splurge or give into those tempting doorbuster sales when you only have whatever you walked in with. With credit and debit cards you are much more likely to justify unnecessary purchases just because you can.


Christmas shopping online is something quite magical. No lines, no screaming kids, no traffic and best of all you can do it any time of the day or night.

As much as I prefer to shop online I love saving money even more and unfortunately, with online shopping you can sometimes end up sacrificing savings for convenience. When using Ebates you can have it all. You will receive a percentage back on the purchase price and percentages vary from store to store. However, around the holidays, the percentages can be really high. Plus another cool perk is you can still apply regular coupon codes at checkout you don’t have to choose one over the over.

Right now they are offering $10 when you sign up and spend $25.


Dosh is hands down becoming one of my new favorites when it comes to cash back apps. With Dosh, you don’t have to do diddly squat, seriously. Once you add your debit card it knows immediately once you have made a purchase at an eligible store and credits your account.

No saving receipts, no special codes, nothing. I love that even if my husband does some shopping on his own he doesn’t have to do anything special on his part (does anyone else husbands get embarrassed easily?) Plus new sign-ups get $5!


Ibotta is a must have app in every home. From food, household and toiletry items, you can get cash back on the things you were already planning on buying. You can redeem your money in cash from PayPal or in the form of the many gift cards they offer.

A great tip for future holidays that I love doing is to save your ibotta savings for the entire year. It makes saving more fun and less stressful especially if funds are super tight.

You can get $10 right now for new signups!


Honey Browser Extension

Honey is an extension that you can download for FREE on your existing browser. It searches for the best valid coupon codes and automatically adds them on at checkout. No more wasting time searching for codes only to enter them and realize they are invalid (don’t you hate that?)


Follow Your Favorite Stores On Social Media

Typically when you are trying to save money I’m totally against signing up for things that will tempt you to spend but when the holidays are around all bets are off. Following your favorite stores on social media will allow you to follow any exclusive deals, flash sales, limited coupons or special giveaways they are doing. A few years ago I was able to win a laptop from a popular brand’s 12 days of Christmas promotion they were doing on their facebook page.


Gift Card Promotions/Store Cash

Store cash and gift card promotions are a hot thing this time of year. Kohls, Old Navy, Children’s Place, and CVS are just a few of the more popular stores that offer their own version of cash. There is nothing better than stacking coupons on top of store cash to maximize your savings. It’s also common for grocery stores to have gift card purchase promotions around this time of year. I know that my local grocery store will offer money off your purchase when you buy a certain dollar amount in gift cards which you can then use to buy Christmas gifts.


Huggies & Pampers Rewards Program

If you have a child in diapers that use disposables and you don’t redeem your diaper points, you are missing out on some great stuff. You can find codes on the packages of diapers and wipes and redeem them on the website. Once you accumulate a certain amount of points you can cash them in for toys, gift cards, and even free products.

Pampers points tend to accumulate faster because the threshold is lower. But most of their items are typically high value coupons to various shops as well as free Shutterfly products. Free photo books and calendars make excellent gifts for extended family.


Even with all these tips and tricks to get you through the holiday season the most important one of all is to only buy what you truly can afford. While it may seem easier to throw all of your purchases onto a credit card and worry about it next year the truth is it’s a whole lot more stressful. Many blessings to you and yours and I hope you have a wonderful holiday season.


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If the Christmas season has sent you into a panic because you haven't been saving you're in luck. These tips and tricks will help you rock christmas this year without going into debt!



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